- where and
- how you spent your money,
- what likely impact purchases have on your finances before you make them,
- what your spending pattern is,
- what progress you make towards achieving your goals.
Recording transactions is as simple as selecting the directions of the flow of your money: IN - OUT - MOVE
No knowledge of credit and debit necessary, its all happening in the background of the programme
No jargon: we use records for "recording" transactions and filing records into groups to give you a better overview of your financial situation
- Step-by-step explanations
- Financial principles for guidance
- How-to suggestions for making financial tracking and budgeting easier and less time consuming
- Self-coach tips to achieve your goals
- Glossary
- Useful references and links
- Wizards to install and register the programme
- Pre-set up list of records and files you can choose from
- choose how detailed you want your bookeeping to be
- use names for records you easily recognise
- set reporting periods
- restrict the access to your data
- optional functionality
- and more
The basis for change is an awareness of the current state of affairs. The Money Watcher helps you to discover your spending pattern provided you want to use her assistance and you are brutally honest. You will then discover how much and in which areas you spend on non-essentials. This feature can be disabled.
- A great time saver in record keeping: repeating transations are automatically processed
- Reminder of pending transactions for managing bank accounts
The achievement of most personal goals require either direct (a certain amount of money) or indirect (sacrifice of income) financial resources. Use RicherMe to help you aligning your priorities, save whatever is necessary to achieve your goals and monitor your progress